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Interest Rates

PeriodMonthlyAnnuallyMaturity
Months
Simple
AER
Simple
AER
Simple
AER
110.00%10.47%--10.00%10.47%
310.00%10.47%--10.54%10.96%
610.50%11.02%--11.04%11.34%
1212.00%12.68%12.79%12.79%12.79%12.79%
1312.00%12.68%--12.79%12.73%
1812.00%12.68%--12.79%12.41%
2412.75%13.52%13.54%13.54%13.54%12.73%
3613.00%13.80%14.04%14.04%14.04%12.43%
4813.00%13.80%14.04%14.04%14.04%11.79%
6013.50%14.37%14.54%14.54%14.54%11.55%
PeriodCash ValueMaturity Value
3 Years
Rs. 7,400/-
Rs. 10,000/-
Rs. 74,000/-
Rs. 100,000/-
Rs. 740,000/-
Rs. 1,000,000/-
4 Years
Rs. 6,800/-
Rs. 10,000/-
Rs. 68,000/-
Rs. 100,000/-
Rs. 680,000/-
Rs. 1,000,000/-
5 Years
Rs. 6,300/-
Rs. 10,000/-
Rs. 63,000/-
Rs. 100,000/-
Rs. 630,000/-
Rs. 1,000,000/-
[table “2” not found /]
Period (Months)USDGBPAUDEUR
Maturity
Maturity
Maturity
Maturity
Rate
AER
Rate
AER
Rate
AER
Rate
AER
1
2.50%
2.53%
2.50%
2.53%
3.05%
3.30%
2.75%
2.78%
3
3.00%
3.03%
2.65%
3.03%
3.25%
3.55%
2.80%
2.83%
6
3.25%
3.28%
3.00%
3.28%
3.50%
3.79%
3.00%
3.02%
12
3.50%
3.50%
3.50%
3.50%
3.75%
4.00%
3.50%
3.50%
PeriodMonthlyAnnuallyMaturity
MonthsSimpleAERSimpleAERSimpleAER
110.00%10.47%--10.00%10.47%
310.00%10.47%--10.54%10.96%
610.50%11.02%--11.04%11.34%
1212.50%13.24%13.29%13.29%13.29%13.29%
1312.50%13.24%--13.29%13.22%
1812.50%13.24%--13.29%12.88%
2413.00%13.80%14.00%14.00%14.04%13.17%
3613.50%14.37%14.25%14.25%14.54%12.82%
4813.50%14.37%14.25%14.25%14.54%12.14%
6014.00%14.93%14.50%14.50%15.04%11.87%
ProductCategoryNew Rate
General Savings AccountsGeneral Savings Account
5.00%
Micro Savings Account
8.00%
Senior Citizens Savings AccountSenior Citizens
8.00%
LOLC Champ SavingsMinor
7.50%
Other SavingsOther Savings
4.50%
Super Savings AccountsUp to Rs. 249,999/-
4.50%
Rs. 250,000/- to 499,999/-
4.75%
Rs. 500,000/- to 749,999/-
5.00%
Rs. 750,000/- to 999,999/-
5.25%
Rs. 1,000,000/- and above
5.50%
CategoryCurrencySlabInterest RateMinimum Amount Required to
Open an Account
PFCA & IIA

General / Super / Special
Savings Accounts
USDUp to USD 49,999/-
2.00%
USD 100/-
From USD 50,000/- to 149, 999/-
2.25%
USD 150,000/- and above
2.50%
GBPUp to GBP 49,999/-
2.00%
GBP 100/-
From GBP 50,000/- to 149, 999/-
2.25%
GBP 150,000/- and above
2.50%
EURUp to EUR 49,999/-
2.25%
EUR 100/-
From EUR 50,000/- to 149, 999/-
2.50%
EUR 150,000/- and above
2.75%
AUDUp to AUD 49,999/-
2.55%
AUD 100/-
From AUD 50,000/- to 149, 999/-
2.80%
AUD 150,000/- and above
3.05%